Wednesday, December 14, 2011

Can You Stop Collection Calls?

Posted by Cecile at 12/14/2011 04:58:00 PM
Apparently, the answer is yes. However, the big question is, “What are collection calls?” Well, if you owned a credit card and have the habit of making late payments, then most probably you have an idea what collection calls are. You get these phone calls from so-called collection agents who try to get you to pay off your debts.

If there were one word to describe these collection calls, it would have to be harassing. Indeed, there are collection agents who are so rude when placing these calls. Some would even resort to using abusive speech. The thing is just because you have fallen behind on some of your payables doesn’t give these agents the right to talk to you that way. The FDCPA or Fair Debt Collection Practices Act clearly states that a collector cannot make any kind of threats or use abusive language on a debtor.

Collectors are supposed to abide by the guidelines of the FDCPA. Therefore, if you feel that debt collectors who act against FDCPA guidelines are violating your rights as a consumer, then you should call fair debt collection lawyers for help. You could relate your experiences to the lawyers and ask advice on how to stop collection calls. You’d be surprised with the extent that these lawyers would help you.


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