My husband and I have been talking about switching insurance company for awhile now. For whatever reason, the insurance company we have right now decided that they would increase our monthly mortgage payment to $50 more. That is too much and I don't think we would be able to pay more than we are paying right now. So, we started looking for an insurance company. With many insurance companies around, it is not easy for us to find the one we were looking for. It's like finding a company that will help with annuity payments; the harder, the more choices to choose from. So, we need to be careful in selecting a company that will surely meet our needs. We really need to find one soon for they already charging us more for a couple of months now, ugggh!