When we talk about safety and security of our loved ones, we mean our/their temporal and physical well being. We make sure that we give them what they need. Having health insurance gives us assurance that when sickness or unavoidable accident happens, we are at peace knowing that our loved ones will receive the help they needed because there is a health insurance who can help them bear medical expenses as well as hospital and doctor bills. Another insurance that can be beneficial is the life insurance. Here we can even secure our loved ones finances in case something happened to us. They don't have to worry on the funeral expenses and stuffs related to that. The great thing about life insurance is that our kid's education can be secured, too. So even though we are gone, they are good to go. These are few of the things that can't be avoided; therefore, it is better to be prepared than sorry.