Owning a house is an American dream; and if you own one, you are lucky. Having a house is a big responsibility, too! You wanted to protect you greatest and most expensive investment. You can do that by buying a home warranty, insurance and everything. I remember when hubby and I bought our second house almost a year ago. We were both excited for it is a brand new house! Before the contractor built our house, we have gone to the showroom for upgrades. We upgraded the flooring, windows, doors and light fixtures. One thing we have forgotten were flood lights - Off Road Lights. We can't remember why we haven't thought about it before. I guess it is because our place is built on a higher ground. It's been raining a lot here lately but no sign or possibility of flooding. We pray that the flood will never visit us ever!